'Student Loan'
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16 Times Urban Dictionary Defined Words Better Than The Oxford Dictionary

2. 'Student Loan'
"A mystical transaction in which a student and/or parent subjects themselves to financial slavery (indentured servitude) for the foreseeable future. Tim: Hey, I just got approved for a student loan! Fred: Want to go to Taco Bell? Tim: Sorry, I just took out a student loan." Picture: Urban Dictionary